If you’re a frequent driver, there’s no reason to settle for just one type of savings at the pump. With the right tools, you can stack rewards from loyalty programs, cashback apps, and prepaid gift cards—often in under two minutes. Even on your busiest days, it’s possible to earn multiple layers of value from a single gas station stop.

Here’s how to stack fuel rewards fast, using Fluz, Upside, and loyalty programs like Shell Fuel Rewards for maximum impact with minimal effort.

Step 1: Use Loyalty Programs to Earn Per-Gallon Discounts

Start with a base layer of savings: loyalty programs offered by major gas stations. These programs are free to join and give you cents off per gallon every time you fill up.

Top picks include:

• Shell Fuel Rewards: Link to your phone number or card and save 5–10 cents per gallon or more when paired with grocery store programs
• Kroger Fuel Points: Earn fuel discounts at Kroger Fuel Centers and participating Shell stations when you shop
• Safeway fuel rewards: Earn points through grocery purchases and redeem at Chevron or Texaco

These programs require just a quick phone number entry at the pump, making them perfect for fast savings on the go.

Step 2: Pay with a Fluz Gift Card for Instant Cashback

Once your loyalty rewards are applied, use a prepaid gift card from Fluz to pay. Fluz offers instant cashback when you buy gift cards for top gas brands like Chevron, Texaco, Shell, and Speedway.

Why Fluz fits into the stack:

• Cashback is applied at the time of gift card purchase
• You can use the card immediately at the pump or inside
• It stacks with existing loyalty discounts for double the value

For example, you could use your Shell Fuel Rewards number, then pay with a Fluz-purchased Shell gift card to save both per gallon and earn cashback in the same transaction.

Step 3: Add Upside for Location-Based Cashback (Optional)

If the station you’re visiting is supported by Upside, you can stack even further. Open the app as you arrive, claim the offer, and pay using your Fluz gift card. Then upload your receipt to earn additional cashback.

Note: Since Fluz gift cards are considered prepaid, they may not qualify for linked card detection, so be sure to upload the receipt manually when stacking with Upside.

The 2-Minute Stack in Action

Here’s how fast it can work:

1. Open Fluz and buy a gift card for your usual fuel stop (30 seconds)
2. Pull into a Shell station, enter your Fuel Rewards number (10 seconds)
3. Claim an Upside offer and upload the receipt after fueling (1 minute)
4. Pay with your Fluz gift card (15 seconds)

In just a few taps, you’ve layered three sources of savings—loyalty discounts, cashback from Fluz, and a bonus from Upside.

Final Thoughts

Stacking fuel rewards isn’t complicated—it just takes the right combination of tools. Use loyalty programs for cents off per gallon, Fluz for instant cashback on prepaid fuel, and Upside for location-based rewards when available. Together, they give you maximum value from every fill-up, even when you’re pressed for time.

To start stacking faster, download Fluz here and make your next stop at the pump work harder for you.